Winning your war on plastic
How many credit cards do you have in your wallet? And — perhaps a better question — are you taking advantage of them or are they taking advantage of you?
SBI Credit Card.com would like to see more and more consumers learning to take full advantage of all the perks that credit card companies are offering its users these days. It’s only right that if you, as a consumer, are giving them thousands of dollars of business, you should be getting something back too. Credit cards are a great tool for consumers. They offer the convenience and security that is necessary in today’s hectic lifestyles. They are also here to stay and so all consumers need to learn how to best benefit from using them in their daily lives. Read more
What Makes Rewards Cards UNREWARDING?
These days every consumer seems to want a credit card that offers some type of rewards program. Whether it is incentives like cash back, gas rebates, gift cards, or any other reward for using a credit card, consumers want to get the most out of their spending, and credit card companies are going out of their way to come up with newer and better ideas to entice consumers to use their particular credit cards. Which credit card is right for you depends on where you do most of your spending and what type of rewards you would find useful and enjoy. If you travel a lot, you will want a card that offers travel rewards and if you enjoy eating out, you may want a credit card that gives back rewards in the form of gift cards to your favorite restaurant. Read more
Are store cards as good as credit cards?
Of course there are some benefits with these cards, such as discounts at certain retailers or on certain products and a range of other perks. However, you need to ask yourself whether these limited benefits are worth the lack of choice that you will have and the very high rate of interest that you will have to pay if you do not clear your balance in full each month.
SBI Credit Card advises that there are great benefits of store credit cards, depending on what you are looking for. If you shop at a particular retailer a lot, then obtaining their store’s credit card may be of great benefit for you. The store may give you an initial discount on your first purchase when you apply for the card and offer special discounts on an ongoing basis every time you use their credit card to make purchases. Read more
RETAIL Rewards Credit Cards
RETAIL Rewards Credit Cards – These give the user points that can be redeemed with specific retailers. Extra points are earned when purchases are made at specific retailers, while earning regular points for all other purchases.
RETAIL Rewards Credit Cards – Top Picks from SBI-Credit-Card:
- Disney Rewards Visa® Card from Chase
- Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
- True Earnings® Card from Costco and American Express
- ESPN Total AccessTM Visa® Card
