Fees, Fees, and more Fees…
It’s amazing how many different types of fees there are associated with using credit cards. Some are the obvious ones, but there are some that are hidden and sneak up on us and we have no option but to pay. Before signing up for any credit card, SBICreditCard.com recommends that you read the Terms and Conditions very carefully in order to avoid surprises when you are charged fees that you didn’t know existed. Here is a list of some of these fees that your credit card may or may not charge.
· Annual Fee – This is a fee charged just for having the card. You can find cards that don’t charge this.
· Balance Transfer Fee – This fee is charged when you transfer the balance from one card onto another.
· Set-up Fee – This is charged when you open a new credit card account. Read more
Get travel bargains with major credit cards
You’ve got a major credit card, right? Did you know that card can unlock a number of bargains for your next trip?
SBICreditCard.com – The summer is a great time to take advantage of the numerous additional perks many credit card companies are offering. Everyone wants to travel at this time of the year and with prices on everything going up, it’s sometimes hard to come up with the extra cash to enjoy a few days of leisure. Read more
0% APR Credit Cards
0% APR Credit Cards – The best credit cards are those that have 0% interest. These are usually introductory offers that last from 3-12 months and are there as an incentive to sign up for the credit card.
The Good: If you find this type of credit card, the best way to make it work for you is to try to pay off the balance before the introductory period ends. These types of deals are especially great if you plan to make a major purchase because they can save you a bundle on interest costs. Read more
